Paytm Loan App Review | How to get a loan from Paytm | How To Apply For Personel Loan ?
Friends, all people need money to meet their needs. For which they work very hard. However, they are not able to earn enough money to meet their needs from their salary. Then they need to take a loan.
They go to the bank to get a loan. Sometimes they can easily get a loan by applying. But sometimes loans are not available on time. When they do not get a loan from a bank, they get help from a financial institution.
How to Take Loan from Paytm
To get a loan from Paytm, you first need to create your own Paytm Bank Account. Which you can easily create. Once you have created a Paytm Bank Account, go to the nearest cybercafe and complete your KYC process in Paytm. Only then can you apply for a loan from Paytm. After that you can easily get Paytm loan.
Paytm has set up Paytm Payment Bank for the convenience of its users and at present Paytm Payment Bank has entered into an agreement with ICICI Bank to provide loans up to Rs 2 lakh to the users.
Some conditions for taking Paytm Loan
1. KYC of Paytm Account is required.
Paytm needs to be informed of what you are doing.
3. Your other bank account information has to be added inside. In which you can take a loan and pay EMI.
Eligibility to take a loan from Paytm
If you have decided to take a loan from Paytm then you need to know about the eligibility criteria for taking a loan on this application. You can get a loan from this application only when you are eligible to take a loan. The following are the eligibility criteria for taking a loan on Paytm.
1. Paytm provides loans only for Indian citizens, you can take a loan from Paytm app only if you are an Indian citizen.
2. Paytm offers loans only for people between the ages of 25 and 60.
3. You need to have a source of income.
How much is Paytm Personal Loan?
Loan Amount - On Paytm you get an amount ranging from Rs. 10 thousand to Rs. 2 Lacs as a loan.
Documents required to take a loan from Paytm
The following documents are required to take a loan on Paytm.
1. Aadhaar Card
2. Pan Card
3. Current bank account
4. Mobile number
What is the interest of loan on paytm
If you take a loan from Paytm, you can get a personal loan at a very low interest rate. You will know the interest rate along with EMI when you apply.
How long can I get a loan on Paytm?
Whenever a loan is taken, the loan amount is repaid within a certain period of time which is called Tenure in the language of the bank. If you take a loan from Paytm, you have to repay the loan in 6 to 36 months.
Paytm loan can be obtained in how long
Paytm Loan is completely online, you have to apply for Paytm Loan online. With the above process you can apply for Pay-TM loan in just 2 minutes. After applying for a loan, Paytm's team will check your documents and the loan amount will be credited to your bank account within 24 hours.
How To Apply Paytm Loan Online
It is easy to apply for a loan from Paytm. If you are experiencing any problem then you can easily get loan by following the following process step by step.
Step 1 - Once you have verified your Paytm Bank Account, you will get the option of Personal Loan on Paytm's Dashboard. Click on it.
Step 2 - Then a form will open in front of you in a new window. In which you have to fill in your Pan card Number, Date of Birth, Email-Id and Reason for taking loan etc. You fill up the form and click on the Proceed button.
Step 3 - Then you have to fill in the Additional Details. Then click on Confirm.
Step 4 - After that if you are eligible to take loan then your application will be accepted. And if not, your application will be rejected.
Step 5 - If your loan application has been accepted then call will come from Paytm shortly. In which you will be told that your loan has been approved. And within 24 hours the loan amount will be credited to your bank account. To be eligible you have to select the loan amount and monthly installment.
With such a simple process you can get a loan from Paytm.
Paytm loan related charges
1. Processing fee with GST
2. Late Payment Fees - If you do not pay EMI on time
3. Bounce Charge
Paytm Loan App has many features. Which are as follows.
1. With Paytm you can take a loan of up to Rs 2 lakh.
2. Paytm loans have lower interest rates.
3. Taking a personal loan from Paytm gives you 3 years to repay which you will be able to repay very easily.
4. Paytm does not charge any fees before giving a loan.
5. With Paytm you can apply for a home loan online.
6. You will need very few documents when taking a loan from Paytm.
7. You can easily get a loan from Paytm from any corner of India.
8. Paytm loans are given on the basis of credit score.
Paytm Contact Details & Customer Care Number
If you have any problem you can contact Paytm.
Helpline Number - (Contact Number) 0120-38883888
Email Id - nodal@paytm.com
Official Website - https://paytm.com
Address One-97 - Communications Limited, B 121,
Sector-5 Noida - 201301, India
Paytm Loan App Download
Downloading Paytm App is very easy. You have to open Play Store and search box Type in Paytm App. Then you will see this app, install it and you can easily get loan using it.
Download Paytm for Business - Click Here
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